Valuing My Healthcare Insurance Benefits
Dollars and Deductibles drive the value of a health insurance package
Case Study: Charles Schwab
An employee with single coverage contributes $1,350/year via payroll
The firm gives $500 in HSA dollars
The health plan selected has a $1,350 deductible with a $2,900 annual maximum
The full health insurance package is middle of the road, close to the median compared to 87 other jumbo finance firms
$584 in extra HSA dollars, lower payroll contributions, or changes to benefit design would make it a top decile package
"I used this tool to benchmark a job offer's benefits and I negotiated $5,000 more in pay to make up the difference in the high payroll contributions. Thank you!"
Reddit User
[olaviBenefitsTool]
