My article today in the American Journal of Managed Care: Kaiser Survey Data Offer More Reasons to Rethink Health Risk Assessments Photo by Loic Leray on Unsplash
The Value of the Earnings Trail
April means baseball, tax day, and Earnings Season. Company earnings, while prone to short-termism and BS (see: The Number by Alex Berenson), often reveal truths. For example: the impact of a shifting yield curve for health savings companies, acquisition ...
High Deductible Health Plans: Good or Bad?
They've been called blunt, unfair, cruel, likely to lead to bankruptcy or avoided care, consumer-directed health plans, account-based health plans. They've also been called necessary, cost-effective, ways to align interests. With all the debate, high dedu ...
The Power of Inversion, or What to Avoid.
Charlie Munger reminds us that inversion helps us solve problems we may not be able to solve in other ways. As an example, he says if you want to help India it's helpful to first ask "what's doing the worst damage in India....and how do I avoid it?" What ...
Journey and Experience Inflation
The best companies lean towards the subtle and simple. Nike says to "Just Do It", not that their shoes will help you on your "journeys" or that they'll lower your cholesterol. Apple had the "Think different" campaign. Now the iPhone X welcomes you to: " ...