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The Phases of Shopping For Healthcare

January 29, 2021
by Joseph Andelin Benefits ToolsEducationHDHPsThought Leadership

  The shoppability of healthcare is a hotly contested area of the health insurance debate. "Lasik is the way. Lasik has gotten better and cheaper over time!"Could Healthcare Be Like Lasik? "Nonsense, you can't shop for care when you're uncon ...

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The Power of $50

December 31, 2020
by Joseph Andelin HDHPsInvesting

After the $2 bill, the $50 bill is the rarest in circulation. It bears the image of Ulysses S. Grant, one of the most consequential and interesting leaders in American historyGrant led a fascinating life. Poverty, alcoholism, failure after failure until h ...

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Arbitrage and the Advice We Give

June 25, 2020
by Joseph Andelin Benefits ToolsHDHPsInvesting

In March the gap between London and New York gold prices jumped to $60 per ounce, 40 times the typical spread of $1.50 per ounce. In times of fear, investors prefer to have their gold in New York. These extreme arbitragearbitrage: to simultaneously buy lo ...

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Time Arbitrage

December 23, 2019
by Joseph Andelin Direct Primary CareHDHPsInvesting

One enduring feature of both investing and health is time arbitrage. This creates a gap where price and value diverge. David Einhorn of Greenlight Capital is one of many hedge fund managers to speak of time arbitrage. "I think one of the inefficiencies in ...

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Open Enrollment Tips

October 16, 2019
by Joseph Andelin Benefits ToolsEducationHDHPs

It's the time of year for leaves, baseball, and 30-page open enrollment guides*. If you're a prospective employee, "we offer benefits" doesn't have the precision on the scale of value as does a first class flights to Europe. "We offer a free first class ...

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  • Blog
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  • Benefits Benchmarking
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