True Deductibles

Deductible noun

2. True deductibles include all first-dollars paid by the insuree until insurance kicks in, including premiums.
3. There is no consistent generosity by firms in employee premiums paid via payroll and deductibles. The R-squared value of annual employee payroll contributions and single deductible based on an analysis of 485 large firms is .006.

4. More complete and simpler benchmarking helps get a full picture of a healthcare benefits package.

Disclosures: my personal healthcare coverage is a $5,000 deductible cost-sharing plan (non-ACA). Healthcare investments: Covetrus, Cigna, HealthEquity.
Photo by Markus Winkler on Unsplash
Tags: No tags