Shopping for medical care, like reducing food waste, or the adage that half of advertising is wastedeven more than 50% is probably wasted due to high abandonment rates and manipulation. See Facebook example of not counting ad views of under 3 seconds., is ...
On Case Studies
I have a case study of a perfect stock trade where I made 3x my money in three years. It had it all: Mr. Market offered a discount relative to growth and earnings power. I had an analytical edge, plus the temperament of a monk. It was also a micro-cap com ...
Average vs. Median
There is an oft-cited study from Fidelity on healthcare savings needed in retirement for the average couple: $275,000 in today's dollars. This assumes the actuarial tables grant you both around 20 years of runway, you have original Medicare, and you retir ...
Health Savings Accounts And Promotion
What companies say and don't say says a lot about what they do. What do vendors say about Health Savings Accounts (the triple-tax savings accounts, or the 401k+ of healthcare) and how they're promoted by the brokers and consultants? These often decide whi ...
Of Synergies and Spreadsheets
When buying anything, whether it's a company choosing a vendor, a suburban soccer mom considering solar panels on a home, investing in stocks, or as a CEO considering an acquisition, the big and easy decisions are what you should focus on, not the slick p ...