Whether Einstein said it or not, compound interest is amazing: “...the eighth wonder of the world. He who understands it earns it, he who doesn't, pays it.” Negative compounding is powerful too, and we pay it in the form of healthcare inflation.Over the l ...
An Analysis of Direct Primary Care
Mark Twain said “There is no such thing as a new idea. It is impossible. We simply take a lot of old ideas and put them into a sort of mental kaleidoscope." Paying cash for primary care is not new, but it's a model that's resurging after decades of being ...
Munger on Healthcare
It's an odd meeting, the Daily Journal Company ($DJCO) shareholders' meeting, where global crowds come to listen to Chairman of the Board, Charlie Munger (born 1924). The event covers a few minutes of lackluster company results with a bunch of other old d ...
The Most Important Signal
In a sea of experiences, AI, and new solutions claiming to make us healthier, when it comes to employer-sponsored healthcare, for most employees, what matters most is the almighty dollar. The cash we pay is king. Payroll contributions. That's the critica ...
January’s Index
A new year and a new decade call for a refresh of the monthly index of interesting stats and blurbs on healthcare and finance. Inspired by the Harper's index. Enjoy. The estimated median % increase in earnings per share an S&P 1,000 firm by saving 10 ...