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Posts in category: HDHPs

Insurance

True Deductibles

July 19, 2021
by Joe Andelin HDHPsIndustry Trends

Deductible nounNORTH AMERICAN 1. (in an insurance policy) a specified amount of money that the insured must pay before an insurance company will pay a claimlexico definition. 2. True deductibles include all first-dollars paid by the insuree until insuranc ...

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Transparency

What Healthcare Consumers Want

May 30, 2021
by Joe Andelin HDHPsHealth Savings AccountsThought Leadership

In many areas, the American consumer is flush with choice and transparency in where and how to spend dollars. Rent or buy. California or Texas. Water, Coke, or Pepsi. Ford or Tesla. Gold health plans, bronze health plans, or alternative health insurance, ...

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Shopping

The Phases of Shopping For Healthcare

January 29, 2021
by Joe Andelin Benefits ToolsEducationHDHPsThought Leadership

  The shoppability of healthcare is a hotly contested area of the health insurance debate. "Lasik is the way. Lasik has gotten better and cheaper over time!"Could Healthcare Be Like Lasik? "Nonsense, you can't shop for care when you're uncon ...

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The Power of $50

December 31, 2020
by Joe Andelin HDHPsInvesting

After the $2 bill, the $50 bill is the rarest in circulation. It bears the image of Ulysses S. Grant, one of the most consequential and interesting leaders in American historyGrant led a fascinating life. Poverty, alcoholism, failure after failure until h ...

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Arbitrage and the Advice We Give

June 25, 2020
by Joe Andelin Benefits ToolsHDHPsInvesting

In March the gap between London and New York gold prices jumped to $60 per ounce, 40 times the typical spread of $1.50 per ounce. In times of fear, investors prefer to have their gold in New York. These extreme arbitragearbitrage: to simultaneously buy lo ...

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